Is social security similar to insurance?

I think it is important to think about the social security programs for retirement and disability analagous to insurance. Over the years one has made monetary contributions to these programs under their name by paying years and years into the trust fund from payroll deductions.

For one to be entitled to retirement and/or disability benefits the wage earner must be "insured".

More to continue....

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What is the difference with Title II and Title XVI?

The government program Title II consists of DIB and RIB. What is DIB? The Disability Insurance Benefits program. What is RIB? The Retirement Insurance Benefits program.

The government program Title XVI consists of SSI? What is SSI? The Supplemental Security Income benefits program.

More to come on these programs.....

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Document, Document, Document

Keep a journal with dates where you jot down brief notes about how you feel each and every day. Record any usual activity you usually can do and for whatever reason were unable to do because of how you are feeling. Explain in your journal in detail about your condition, pain, etc. Be specific. Also make sure to include all emotional feelings as well.

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Disability Defined

Disability defined by the Social Security Administration is as follows:
you have a severe physical or mental impairment;
the impairment results in marked limitation(s);
these limitations prevent you from doing any substantial gainful work; and,
the disability is expected to last or has lasted at least 12 months, or is expected to result in death.

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Closed Period of Disability

In certain cases a claimant may have a disability that lasted a year or more and then was able to return to work. When a claimant is allowed to obtain social security disability benefits for this period of time, it is referred to as a "closed period". There are additional requirements that must be considered for benefits obtained during a closed period.

Presumptive Disability

Before a claimant's case is fully developed by Social Security, there are times whereby a temporary decision is made allowing the claim of disability. This occurs when a claimant's impairment(s) appears to be so severe that more than likely Social Security would approve the claimant's case. This is what is known as a presumptive disability.

Contact Stations

Social Security District offices and branch offices are usually located in larger towns and cities. However, many times there are "contact stations" available in more rural or smaller towns. These contact stations will have a social security representative come to the contact station from time to time (a usual scheduled time) in order to answer questions and to take a claimant's application. Claimants should schedule ahead of time an appointment with the social security representative.